Budgeting has been a part of personal financial planning for thousands of years. In modern times, however, budgeting has lost its way as more and more people have found themselves unable to keep their savings from dwindling. But as costs continue to rise across the board, perhaps it's time to reignite your interest in better finance management. The best personal finance strategies can help you save money for your future and even earn some extra cash along the way.
You will often come across terms like “lifetime loading”, “medicare surcharge” or “government rebate” when signing up to a private health insurance policy or completing your tax return. The team at ExtrasJar explains these terms below to help you understand how they may affect you and the amount of tax you pay.