Budgeting has been a part of personal financial planning for thousands of years. In modern times, however, budgeting has lost its way as more and more people have found themselves unable to keep their savings from dwindling. But as costs continue to rise across the board, perhaps it's time to reignite your interest in better finance management. The best personal finance strategies can help you save money for your future and even earn some extra cash along the way.
Every year as Christmas approaches, life gets busy. We all have parties to go to, presents to buy, food to prepare and the kids are off school! Why do most of us have to deal with the fact that if we don't book health care extras treatments by the end of the year we lose any benefits!
The dust has now settled on the federal budget but little has been said about how it will impact private health insurance. The team at ExtrasJar is here to give you the lowdown on a key change announced in the budget and how it may impact you and your family.
You will often come across terms like “lifetime loading”, “medicare surcharge” or “government rebate” when signing up to a private health insurance policy or completing your tax return. The team at ExtrasJar explains these terms below to help you understand how they may affect you and the amount of tax you pay.
With the pandemic reducing income for everyday Australians and many health services being unavailable due to the lock down, thousands of young people have dropped their private health insurance. Will the industry survive or is reform needed?
When it comes to health insurance extras, we are faced with a dilemma, which child uses the family limits and which child goes without? There are alternatives which need to be discussed.
Equity markets have rallied off their lows during April 2020 and the rate of recovery will be closely watched as new economic policies are introduced and restrictions are lifted. The extent to which consumer sentiment rebounds will be a key driver of the shape of recovery.
Should I save for my own health care extras rather than use insurance? I have come to the conclusion health care extras are not worth it and I now save for my own health care extras instead.