Health insurance costs are continuing to increase, and many customers have expensive 'extras' cover, with restrictive limits and unspent limits each year. The article from The Guardian describes the sick system quite well.
A quote from this article, sums up what we think of traditional 'extras cover'.
“Try considering extras cover as a budgeting tool rather than insurance. It’s worth it if you can claim more back than you spend on premiums. If not, avoid it.”
It's time health insurance gave more value than just peace of mind, ExtrasJar has a solution coming soon!